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    A family health insurance is a type of health insurance , which covers the entire family in a single insurance plan. It can be further customized as per your family’s needs. Your family gets the much required health insurance coverage against rising medical expenses. It includes pre & post hospitalization expenses, doctor consultation, ambulance cover and other medical expenses arising in case of illness and accidents.

    Our life revolves around our family. Securing their medical need should always be your top priority. Can you imagine something more important than your family? No, right? Then why let their health, happiness and financial stability be at stake? With the growing risk of diseases and skyrocketing medical treatment expenses, a sound health insurance policy is the shield around your family. With HDFC ERGO health insurance bind your family in a safety bond.

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    What are the tax benefits of buying a family health insurance policy?

    Did you know you can also get tax benefits once you buy a family health insurance policy? According to Section 80D of the Income Tax Act, the premiums that you pay for any health insurance policy can be claimed for tax deductions. This way you can choose a good family health insurance policy that provides you suitable coverage as you are getting tax benefits through your premiums.

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    Benefits of family medical insurance policy

    1. Higher sum assured

    As compared to an individual health insurance policy, family plans have a much higher sum insured. This ensures a higher level of protection for your loved ones.

    2. More affordable

    Family medical insurance policies have lower premiums, especially for the levels of the sum insured they provide. They give families access to higher levels of protection at lower costs.

    3. Add members:

    You can easily include new members of your family in the family medical insurance plan. You don’t have to go through too many formalities, and it’s much simpler than getting a brand new individual plan.

    4. Easier to track:

    Having individual plans can become a task. You need to remember expiry dates and make individual payments to renew the plan. But with a family medical insurance plan, everything is easier.

    5. Tax benefits

    Family health insurance plans provide you tax benefits as well. . So in addition to cover your medical expenses, these plans also help you save a significant amount of money!

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