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    Kick start this new financial year by making April a healthy month. World’s Health Day is here and let’s raise awareness about the overall health and well-being of people across the world. Undertake measures to adapt to a healthy lifestyle and begin future planning as a new beginning. Buying the best health insurance plan in India should be on top of your priority list as securing yourself from any medical emergencies is the need of the hour. Health insurance plans not only equips you to tackle unexpected medical expenses, but it also helps you save tax up to Rs.1 lac** as per section 80 D of the Income Tax Act, 1961. So, this Healthy month pull up your socks and embrace lifestyle changes. Don’t let your health take a back seat.

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    What is a health insurance policy?

    A health insurance policy covers medical expenses for illnesses or injuries. A reliable health insurance plan protects you from sudden medical expenses. It reimburses your bills or pays the medical care provider directly on your behalf. A comprehensive medical insurance covers the cost of hospitalisation, daycare procedures, medical care at home (domiciliary hospitalisation), ambulance charges, amongst others.

    A health insurance plan helps you stay covered against various diseases. Additionally, it helps you boost tax savings. Under section 80D of the Income Tax Act, 1961, you can claim tax benefits against your health insurance premium.

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    Key Features

    • 100% Restored Benefit: Get 100% of your cover restored instantly after your first claim.
    • 2X Multiplier Benefit: Get up to 100% additional policy cover as no claim bonus.
    • Complete coverage 60 days prior & 180 days post your hospitalization. This ensures better planning of your hospitalization needs.

    Key Features

    • No Medical Test Upto 45 Years: It’s better to be safe than sorry! Secure your health when you are young to avoid medical tests.
    • Free preventive health-checkups: We offer free health check-ups so that you are healthier and happier always
    • Cumulative Bonus: Don’t think that your health insurance plan is of no use if you do not make a claim. It rewards you with additional 10% to 25% sum Insured upto a max of 200% depending on the plan opted at the time of renewal.

    Key Features

    • Works on Aggregate Deductible: This health plan comes in action once your all round total claim amount reaches the aggregate deductible in a year, it’s not necessary for a single claim to meet the deductible unlike other top-up plans.
    • No health checkups upto Age 55 : It’s better to be safe than sorry! Secure your health when you are young to avoid medical tests.
    • Pay less, Get more: Opt for a long-term policy of 2 years and get a 5% discount.

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