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    What Is Life Insurance?

    Life insurance is a contract that pledges payment of an amount to the person assured (or his nominee) on the happening of the event insured against.

    The contract is valid for payment of the insured amount during:
    » The date of maturity, or
    » Specified dates at periodic intervals, or
    » Unfortunate death, if it occurs earlier.

    Among other things, the contract also provides for the payment of premium periodically to the Corporation by the policyholder. Life insurance is universally acknowledged to be an institution, which eliminates ‘risk’, substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of death of the breadwinner.

    Life Insurance

    We offer award-winning, low-rate car loans with no ongoing fees,saving our customers thousands of dollars.

    Why should you buy this?

    Financially safeguards your family in case of your untimely death. It can help them maintain their lifestyle and achieve their life goals even when you are not around.

    Core benefit

    A Sum Assured (Death Benefit) is paid to the nominee of the person ,

    Additional Benefits

    Maturity Benefit, Surrender Benefit, Loyalty Additions, etc. can be added on top of the base cover

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    All charges are shown upfront with no hidden costs.

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    “I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”

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    “We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

    Arun Patil (MUMBAI)

    “I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out

    Ajit Patil (SURAT)

    Who Can Buy A Policy?

    Any person who has attained majority and is eligible to enter into a valid contract can insure himself/herself and those in whom he/she has insurable interest.

    Policies can also be taken, subject to certain conditions, on the life of one’s spouse or children. While underwriting proposals, certain factors such as the policyholder’s state of health, the proponent’s income and other relevant factors are considered by the Corporation.

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    Term insurance plans are the most affordable type of life insurance plans. These plans provide high insurance cover at a nominal premium amount. Some term insurance plans also offer whole life cover benefits with which you get a life cover till 99 years of age. A term insurance plan helps you enjoy peace of mind and leave a financially stable future for your family in your absence.

    Following are the key features of a term insurance plan –

    • Budget Friendliness
    • Long-term life protection
    • Availability of riders
    • Easy to Purchase
    • Availability of whole life protection

    Term insurance plans come in 5 different types namely Level Term Plans, Term Insurance With Return on Premiums (TROP), Increasing Term Plans, Decreasing Term Plans, and Convertible Plans.

    Generally suicide is not covered under term insurance plans. In case the life assured commits a suicide within 12 months of issuance of the policy, the nominee receives a minimum of 80% of the total premiums paid till the date of death after deduction of applicable taxes and charges.

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