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7.20% Lowest Interest Rate
Why Choose us ?

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    Easy to apply for a loan with us,Once you have complete this form.

    If you are a growing business and often face cash flow issues, you can use our Loan Against Property to resolve these issues for good. Whether it’s to pay suppliers or salaries, stock inventory to meet growing demand or cover running expenses, our Loan Against Property is ideal for businesses of all sizes.

    The advantage is that you can leverage a passive asset like property to ensure the smooth running of your business. You can get a business loan against all kinds of property – residential, commercial and industrial.

    Based on the value of our property, you can get a loan of up to ₹ 3 crore at competitive rates and with easy repayment options.

    A dedicated relationship manager will guide you through the formalities to make sure that you get the best deal and that the processes don’t take too much of your valuable time.

    Reason to Choose us



    • Minimum Age- Minimum Age- 21 years
    • Maximum Age- Income contributor (Govt employee) – 70 yrs (if pension considered)
      Income contributor (Others) – 62 yrs (or restricted to retirement age)

    Employment Type

    Working in a

    • Govt. institution
    • Public Sector Undertaking
    • Private Sector Companies such as Limited Companies / Private Limited companies
    • MNC
    • Partnership firm / LLP
    • Proprietorship concern (Individual / HUF)
    • Institutions run by Trust / NGO / Society / others

    Documents needed

    • Income Tax Returns for the latest 2 years
    • KYC Documents
    • Form 16
    • Bank statements for the last 6 months and salary slips
    • Documentation pertaining to the property offered as collateral.

    Customer Reviews

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    “I loved the customer service you guys provided me. That was very nice and patient with the questions I had. I would really like definitely come back here”

    Pradeep Devkate

    “We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

    Shubham Kale

    “I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out

    Angha Besake (SURAT)


    • Personal needs such as marriages, higher education, business travel, medical emergencies, or any unforeseen expenses
    • A secured overdraft may be allowed as liquidity finance
    • For taking benefit of lower interest rate, customers can also apply for the takeover of existing mortgage loan/s from other Banks/FI
    Get Started Now

    The loan you take by keeping a self-owned property as collateral is called a Loan Against Property (LAP) or a secured loan. The value of the property determines the amount of loan that can be sanctioned. The property will be owned by the lenders if you are unable to pay the loan.

    Lenders look at your repayment capability and asses your eligibility based on your income, age, employment stability, and other assets and liabilities. The loan doesn’t exceed more than 60% of the property market value. With a co-applicant, a higher amount can be lent.

    With a loan on the property, you can use it for any purpose, similar to a personal loan. From renovating your home, starting a business, funding medical expenses or even going on a long vacation, you can take a loan to fulfil all your needs.

    You can avail loan on property using

    • Self-owned residential properties
    • Self-owned and self-occupied residential properties
    • Self-owned but rented residential properties
    • Self-owned commercial properties
    • Self-owned but rented commercial properties
    • Self-owned plots

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