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    Senior citizen health insurance plan is basically designed to cater the needs of individuals who are of 60 years and above. Senior citizen health insurance plan is more of a necessity and especially in those cases where a person wants to get retire and enjoy the post retirement life with the pension amount and interest that he/she would receive on their savings. Everyone is aware of the fact that a single health crisis can break all the savings.

    When it comes to health insurance for senior citizen then you would get several benefits under the same such as cashless admission, free-of-cost ambulance service, and coverage for critical illnesses, etc. There are multiple health insurance companies that deals in senior citizens health insurance plans, it is really imperative to choose the one that can easily go well with all your needs and can offer an effective health cover for all your ailments.

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    Features of Senior Citizen Health Insurance Plans

    Some of the key features of senior citizen health insurance plans are:

    • The plan is designed to provide the needful cover to the people of age 60 years and above.
    • Pre-existing disease and a few specific diseases would be liable to get cover after a fixed tenure of time.
    • There are many health insurance plans that offer the lifetime renewals
    • Several medical related amenities such as ambulatory services, are covered by most of the senior citizen health insurance policies.
    • It also allows insured person to choose a preferred Sum Insured that would be sufficient for his/her medical needs.
    • Policyholder can go for cashless treatment and even ask for reimbursement of all medical related expenses post the actual hospitalization.
    • There are a few senior citizen health insurance plans that offer coverage to policyholder along with option of enrolling their spouse as well under the same as well.
    • Many insurance policies provides the option of co-pay. Opting for Co pay can lead you towards lower premium and in a few cases it will make you eligible to receive a few discounts as well.

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